Contractors General Liability
In the course of performing your work liability insurance can protect you if your business causes harm or damage to your client.
|Level of Protection:||Most clients require proof of liability insurance before they will hire you|
|Who needs contractors||if you hire employees or serve as a sub|
|Certificate or Additional Insured||Certificate holders possess proof of insurance while additional insureds can have coverage extended to them if listed as additional insured|
Contractors usually need tools and equipment to perform their jobs. In the event of an uninsured loss, a contractor can go out of business without the right coverage. Types of insurance contractors should think about are:
Your business autos are vital to your business. Make sure you are covered for loss of the auto and liability in the event that you or your employee caused an accident. There are many types of coverage to consider.
|Commercial auto, trucks and vans|
|Leased and hired vehicles|
|Employees who use their personal vehicles for your business use|
|Make sure the form used covers the need of your business|