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Insuring your business is important

Commercial Insurance

Your business is unique and we can help you navigate your business insurance needs.

Finding the correct level of coverage can be difficult, finding the correct level of coverage at a competitive rate even harder.

We are here to help you find the best coverage at the most competitive rate.

Workers Compensation

Workers compensation can protect the employers and employees when an employee is injured on the job by paying for lost wages and medical benefits. As an employer in Colorado it is mandatory that you provide workers compensation to all full or part time employees. Here at Rubix Insurance we are here to help cut your workers compensation spend while also providing the correct coverage to the right employees.

FAQs
Payment options Various- can pay as you go
Intended Purpose Covering your employees from workplace accident
Classification Codes Rated by industry and types of work being done
COI Rubix Insurance Provides
Discounts Performance, safety, and deductible
Employees covered 1 or more full or part time
Audits Self, Field, and Office

General Liability

General Liability provides protection for losses that can arise from your business operations. Each industry has their own particular exposures and we at Rubix Insurance will match your General commercial liability needs to the insurance carrier that specializes in your industry. Providing you with the best coverage at the most competitive rate.

Types of liability insurance
What it covers property, personal, and advertising injury
Period of Insurance: Generally 1 year
Additional Endorsments Liquor liability, D&O Liability, Pollution Liability, Many More
COI Provided by Agency
Audits Done on an Annual Basis to Determine Premium

Business Property

Usually covers building, office equipment, tools, edifices, and merchandise that are associated with your business operations. Your business property policy can repair or replace property that has been stolen damaged or destroyed.

At Rubix insurance we offer inventory assessments running through coverage of all items and locations to ensure that you have adequate coverage for your essential items.

Optional coverages include: Inland Marine and Business Interruption.

What it Covers Buildings and Equipment Associated With Business
Period of Insurance: Generally 1 year
Class Codes General rated by the work done in the building
Discounts Age of Building, and protective measures
COI Provided by Agency

Commercial Auto

If you're driving a vehicle for business reasons, having the right commercial vehicle insurance is important for your business. Whatever type of auto you use whether to travel to and from business meetings or a truck that is vital to providing your unique business service , the right coverage can help protect your business.

FAQS
Collision Various Options
Comprehensive Various Options
Bolidy Injury Single Limit, or Split
Property Damage Single Limit or Split
Medical Payments First Dollar Coverage
Uninsured/Underinsured Motorists Single Limit, or Split
Cargo Insurance Depending on Business Operation Provided

Let us review your business coverage

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